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About Us

About Us

American Risk Services (ARS) was formed in 2008 with a mission of providing superior risk management and fee generating products to the automotive finance industry. As a highly experienced insurance brokerage and administrative company, ARS has maintained long-lasting relationships with many of North America’s most recognized automotive finance organizations. Recognized for providing creative and integrated solutions with an analytical focus, unmatched claims handling timeliness, and exceptional customer service, ARS is known as the organization that can be counted on. Coupling, ARS’s specialized expertise with Accretive’s breath of Property and Casualty and Employee Benefit offerings creates an even stronger platform for bringing solutions to the marketplace.

ARS Key Facts:

  • A member of the Accretive division of AssuredPartners
  • Headquartered in Cincinnati, Ohio
  • Licensed in 50 states
  • Multiple A.M. Best A-rated (Excellent) insurance carrier relationships

Our Core Product Offering:

  • Lease Excess Wear and Tear Insurance (EWT)
  • Guaranteed Auto Protection (GAP)
  • Collateral Protection Insurance (CPI)
  • Vendor’s Single Interest Insurance (VSI)
  • Analytical Services

Mission Statement:

We cultivate lasting relationships with our clients by examining the unique needs of individual institutions, developing a thorough understanding of the requirements of each respective client, and tailoring business solutions to address these specific needs and requirements.