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Products that Meet Financial Institution's Needs.

A financial institution's simple solution for complex risk management and insurance.

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Trusted and Reliable Partner

We cultivate lasting relationships with our clients by examining the unique needs of individual institutions.

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Accomplished in the Financial Services Industry

ARS is an insurance broker, risk management firm and administration company focused on providing solutions for the financial services industry, holding insurance licenses in all 50 states.

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Who is
American Risk Services?

American Risk Services functions as an agency, an administrator, and a reinsurance company. We specialize in risk management products and services designed to protect the assets of financial institutions. Our specialization also includes fee income products that are sold through automotive dealers, finance and insurance departments, and bank branches.

Guaranteed Asset Protection (GAP) Insurance

We help provide peace-of-mind at the time of a traumatic experience, can potentially eliminate any financial hardship.

Lease Excess Wear & Tear (EWT) Insurance

Puts the lessee's mind at ease knowing they will not face potential Excess Wear & Tear charges at the end of the lease.

Collateral Protection Insurance (CPI)

Provides protection for finance companies against physical damage or theft of the collateral, which can reduce damage-related losses and charge-offs, as well as repossessions.

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