American Risk Services is an insurance program marketing and risk management firm focused on consulting to the financial services industry. We hold insurance licenses in all 50 states.
Its three principals founded Great American Insurance Company’s Lender Services Division and have over 75 years combined experience in the financial services industry.
American Risk Services designs, implements, and manages large, complex risk management and insurance programs for financial institutions. We specialize in:
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Risk management products and services designed to protect the financial institution’s asset portfolios
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Fee income products sold through automotive dealer finance and insurance departments and bank branches
We develop lasting relationships with our clients by getting deeply involved in examining their business need, thoroughly understanding the issues, and designing solutions to address the need. We design sustainable solutions that meet both the needs of the client and those of the insurance company partner.
Oftentimes, these solutions incorporate unique structures requiring significant analytical capability. On an ongoing basis, we analyze the results and provide reporting to insure that all parties are knowledgeable and that the results are consistent with the underwriting assumptions.
We are willing to assume underwriting risk.
We build trusting relationships, and have a strong network
within the industry – both clients and insurance carriers.
We have extensive experience and expertise in the field.
We are:
- Skillful listeners and effective communicators
- Responsive
- Flexible and consultative in our approach
- Analytical problem solvers
- Creative in designing solutions, product structures and enhancements
- Accountable for results
Core Product Offering:
Point of Sale Collateral Insurance
Automobile Liability Insurance
Excess Wear and Tear Insurance
GAP Insurance
Access to These Additional Products:
Vehicle Service Contracts
Equity Protection
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